Chain Sale
Posted in Watches on 09/15/2009 06:28 pm by adminWhen buying a property on a short sale, how do I find out which bank owns the property?
Trying to buy a property on a short sale, and wanted to see if people negotiate\ or have their agent negotiate directly with the bank, . I feel like the listing agent is pulling my chain.
Is there a website\ public records you can go to, to figure out which banks has the mortgage to the property?
Any advice is appreciated.
If it is a short sale, the owners still own the property, the lender doesn't own it yet.
How this works varies by lender, IMHO, most lenders deal with the Realtor, not the owners. The listing agent might be "pulling your chain" - but it is quite possible they just don't know the answers to your questions. Some lenders are great to deal with, some aren't. Loss mitigation departments can be overwhelmed, and the house you are interested in is just another number.
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